Florida Cost Of Long Term Care

Florida's Cost of Long Term Care varies tremendously throughout the state. Take a look at the interactive map on the right.

For example, Nursing Care is 41% more expensive in Naples than in Jacksonville. The average Long Term Care policy sold in 2014 in Florida had a daily benefit of $157/day, with a 3% indexing for inflation.

One possible solution when buying insurance is to purchase a larger policy with no inflation protection. Consult a knowledgable adviser about what may be the best policy for you.

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Long Term Care Insurance policies can vary in cost greatly depending on the combination of daily maximum benefit you buy and the length of time which benefits are paid. Shop around and look at multiple quotes. Start Free Quote Now »

The table on the right shows the ranges of various levels of care in major Florida cities. The home care figures posted here assume forty hours per week of home care. Some cases may require more or less, so your estimated costs could be higher or lower than the averages, but this helps find a starting point for determining how much insurance is appropriate.

These estimates were generated in August 2016.

Map of LTC Costs in Florida

Cost of Care Ranges in Florida

City Home Care Assisted Care Nursing Care
Miami $37,893 $30,720 $113,880
Naples $52,468 $56,678 $125,040
Tampa $43,197 $35,021 $104,390
Orlando $43,820 $40,858 $93,382
Jacksonville $46,080 $34,345 $89,206
Pensacola $41,513 $41,779 $89,396
Tallahassee $41,513 $57,754 $104,390

"I was concerned I may not qualify due to some arthritis treated by medications. Once I spoke with LTC Tree, I felt like I had a plan of companies that would accept me. Two months later, my application was approved and after a short Q&A with my agent I sent in the premium and put coverage in force. All is well.

Don B., Ft Myers Florida

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