Shopper's Guide

When researching Long Term Care Insurance online, it can really feel like every site has its own agenda.  It can be hard to know what is truth and what is a thinly veiled sales pitch designed to distract you from the most important aspects of buying LTC coverage.  The NAIC is independent and mandates that all shoppers for LTC policies be provided their 2013 Revision of the Shopper's Guide.

Download the FREE National Association of Insurance Commissioners Shopper's Guide to Long Term Care Insurance.

Click on the thumbnail to start download:

Click to download Shopper's Guide

What's New in the 2013 Version?

  • Updated terminology
  • Recent pricing examples
  • Additional definitions
  • Refreshed personal Worksheets
  • Updated Contact info on State Programs

Supplemental Information

Additional information on Shopper's Guide.

About the National Association of Insurance Commissioners

The National Association of Insurance Commissioners is tasked with setting regulation in each of the 50 states.  Regulations vary from state to state, but the NAIC strives to unify policy where possible and practical.  Learn more.


"I was concerned I may not qualify due to some arthritis treated by medications. Once I spoke with LTC Tree, I felt like I had a plan of companies that would accept me. Two months later, my application was approved and after a short Q&A with my agent I sent in the premium and put coverage in force. All is well.

Don B., Ft Myers Florida

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